This web site is owned and operated by Moksh Pty Ltd (ACN 091 276 541 ). Your access to the Web Site is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained on this page and elsewhere on the Web Site, known collectively as Terms of Use. Your use of, and/or access to, the Web Site constitutes your agreement to the Terms of Use. Moksh reserves the right to amend the Terms of Use at any time. Since you are bound by these Terms of Use, you should periodically refer to them in this document and elsewhere on the Web Site.

Purpose

Moksh Pty Limited maintains this Web site as a service to the Internet community for informational purposes only. Moksh Pty Limited invites you to view and use this Web site for your informational purposes only.

Privacy Policy

Our policy is to inform you:

What personal information will be collected;
Who will be collecting your personal information;
How your personal information will be used;
To whom your personal information will be disclosed; and
How your personal information will be stored.

When you look at this web site our server may obtain a record of your visit and log information such as:

- your server address
- your domain name
- the date and time of your visit to our site
- the pages you accessed and documents downloaded
- the previous site you have visited
- the type of browser you are using.
Personal Information Collected

We will only record Personal Information, such as your name and e-mail address, if you send us a message. Your Personal Information will only be used for the purpose for which you have provided it.

We will not provide Personal Information recorded on this site to a third party without your express permission. We will not make any attempt to personally identify users or their browsing activities without permission.

You may opt out of any e-mail marketing that may result from use of the site. When you receive an e-mail, you will be given instructions on how to remove yourself from that list.

Notwithstanding the above, a law enforcement agency or other government agency may exercise its legal authority to inspect our logs and databases.

This site does not provide facilities for the secure transmission of information across the Internet. Users should be aware that there are inherent risks in transmitting information across the Internet.

Change of Privacy Policy

The Company reserves the right to change its Privacy Policy into the future. Any changes to the Company's Privacy Policy will be published on this web site.

Contacting Us

If at any time you have any questions or concerns about this privacy policy, please contact us at policies@moksh.com or Contact Us:

Modifications

Moksh Pty Limited may revise these terms and conditions from time to time without notice by updating the Web site. Moksh Pty Limited may also revise any information contained on the Web site or temporarily or permanently disable all or apportion of this Web site at any time without notice. Moksh Pty Limited will have no liability for any such changes or modifications.

Accuracy of Information - No Warranties

This Web site and the information on the Web site is provided to you on an "AS IS" "AS AVAILABLE" basis with no warranty of any kind. Moksh Pty Limited makes no warranties or representations as to the accuracy of information presented on this Web site. Information on this Web site may contain technical inaccuracies or typographical errors. Moksh Pty Limited does not warrant that your use of this Web site will be uninterrupted or error free. Moksh Pty Limited EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY. YOU ARE RESPONSIBLE FOR VERIFYING ANY MATERIALS BEFORE RELYING ON THEM.

Financial Information

The Web Site may contain financial statistics, general market information, comment, fact sheets, company reports, advertising and related hyperlinks. Moksh does not give any securities or investment advice, conduct any securities or investment advice business, or deal in securities whether on its own behalf, as a representative or agent of any other person, or otherwise. None of the information on the Web Site constitutes 'personal securities recommendation' for any purpose. Moksh and its licensors do not assume or accept any responsibility for, and shall not be liable for the accuracy of, any information contained on the Web Site. Any information provided on the Web Site is as part of an information service only and should not be relied upon as a substitute for financial or other professional advice. All users of the Web Site must assess whether it is appropriate, in the light of their own individual circumstances, to act upon the relevant information.

Limitation of liability

Moksh Pty Limited shall not be held responsible for any action taken that is based on the information presented on the Web site, and you agree that all access and use of the Web site and its content is at your own risk. Moksh Pty Limited shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of or related to this Web Site or its content or any errors or omissions therein.

Links To Other Sites

This Web site may contain links to other internet sites. Moksh Pty Limited does not monitor and has no control over the linked sites nor the information contained therein. Accordingly, Moksh Pty Limited assumes no responsibility whatsoever for information presented at such sites. Such links do no imply Moksh Pty Limited's endorsement of any material on such sites.

E-mail and Security

E-mail submissions over the Internet may not be secure. Please consider this fact before e-mailing any personal or confidential information. You agree that any information you email to Moksh Pty Limited is not confidential and Moksh Pty Limited may use such information for any purpose. You acknowledge and agree that any files or other materials obtained from or through this Web Site are not guaranteed to be free from computer viruses or other harmful defects.

Intellectual Property

Certain names are trademarks of Moksh Pty Limited. Other company, product, and service names used on this Web site may be trademarks or service marks of others. The entire content of the Moksh Pty Limited Web site, including any images or text, is copyrighted. No portion of the information contained in this Web site may be distributed, downloaded, modified, reused, reposted, or otherwise used except as provided herein without the express written permission of Moksh Pty Limited. The use or misuse of these trademarks, copyrights, or other materials, except as permitted herein, is expressly prohibited and may be in violation of applicable law.

Termination

The Terms of Use are effective until terminated by Moksh, and Moksh may terminate this agreement and your access to the Web Site at any time without notice. In the event of termination, you are no longer authorised to access the Web Site, but all restrictions imposed on you, licenses granted by you and all Moksh disclaimers and limitations of liability set out in the Terms of Use will survive.

General

This Web site is operated out of Perth, Australia and may not be appropriate for residents outside of Australia. Those who choose to access this Web site outside of Australia do so at their own initiative and are responsible for compliance with applicable local laws. If any provision of these terms of use shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms of use and shall not affect the validity and enforceability of any remaining provisions.

All rights not expressly granted herein are reserved.